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Our Grandchildren’s Climate is a group of seniors, some of whom are grandparents, who are trying to ensure that the world where future generations will grow up in a climate that is safe, healthy and just. For more information go to Our Mission.
Our Executive Group meets on the second Wednesday of the month, and we warmly welcome suggestions and comments from a wider public: info@ourgrandchildrensclimate.org
Taking inspiration from Michael Mosley's
"Just one Thing"
DO JUST ONE THING IN APRIL
Now is the time to invest in your ISA for 25/26 if you haven’t already, and to think about transferring one so that your money helps green growth rather than funding fossil fuels. This is not financial advice, but is information which we hope you might find useful
If you are going to invest in a cash ISA or want to move one here are some options, combining green credentials, courtesy of Ethical Consumer Magazine’s gradings. These are the greenest with a good return.
1. Tandem 4.35% fixed rate for a year
2. Coventry Building Society 4.21% fixed rate for a year. JISA* 3.75%
3. Saffron Building Society 4.1% fixed rate for a year
Moving 20k from Barclays, HSBC, Nutmeg, First Direct to any of the ones above would stop approximately 4 tonnes of CO2 emissions entering the atmosphere. How green is my money?
Stocks and Shares ISAs
1. Triodos
2. Big Exchange Stocks and Shares ISA + JISA
3. One Family Stocks and Shares ISA + JISA + LISA
Ist Direct, HSBC and Nutmeg all scored zero.
*A JISA is a Junior ISA. It can only be opened by a parent and the child does not have access up to his 18th birthday. Grandparents can obviously fund it. The maximum amount that can be put in each year is £9000.
** A LISA is a way of saving for the deposit on a first house up to £450, 000 or helping to fund retirement. It can only be opened by 18 to 39 year olds, and the maximum amount you can contribute a year is £4,000. The government puts in 25% bonus per year and interest is earned as well.
Recommended reading
Positive Tipping Points: how to fix the climate crisis by Tim Lenton published by Oxford University Press.
ALSO, the Government report about ecosystem collapse and National Security here:
Recommended listening Recent BBC Radio 4 play The Book Club (45 mins) about Seniors and public protest.
We currently meet online once a month.
This is usually the first Wednesday of each month at 5pm - a Zoom link will be published here or can be accessed by contacting us at info@ourgrandchildrensclimate.org
We also have three working groups: a Talking-With-Children Group, an Actions Group, and a Pensions and Finance Group.
LATEST RECOMMENDED VIEWING: Michael Sheen and "You Told Us To Talk About The Weather" here. 5 minute video clip with a frightening poem by Emma Louise Howell.
WERE YOU THERE? Tens (hundreds?) of thousands went on the Together Alliance march on 28th March in London
Recommended watch
Dirty Business. Watch this frightening Channel 4 docudrama about water companies. Then sign this Petition to Parliament to nationalise the companies. (Picture: sewage outlet under Parliament )
